How do I get PMI removed from my mortgage?

To remove PMI from your mortgage, you typically need to reach a loan-to-value ratio of 80 or lower. This can be achieved by making extra payments towards your principal balance, getting a new appraisal to show increased home value, or by waiting for the loan-to-value ratio to naturally decrease over time. Once you reach the required ratio, contact your lender to request the removal of PMI.