What is a prepaid cash card?

A pre-paid cash card is similar to a debit card. The difference is - a debit card is linked to a bank account, whereas a prepaid cash card is not. In order to use a prepaid card, you have to 'load' it with money. You hand the card and your cash to a retailer

• and they process the payment so it's transferred electronically

onto the card. You can only use the card so long as you have sufficient credit. When you run low - simply 'top-up' the card again.