Do i have to have uninsured motorest in fl?

In Florida, you are not legally required to have uninsured motorist (UM) coverage; however, it is highly recommended. This coverage protects you if you're involved in an accident with a driver who does not have insurance. While Florida requires drivers to carry personal injury protection (PIP) and property damage liability (PDL), having UM coverage can provide additional financial protection in case of injuries or damages not covered by the at-fault party. Always consider your personal situation and risk when deciding on coverage options.