Do husband and wife who has Last Will and testament need POA?

Yes, even if a husband and wife have a Last Will and Testament, it's advisable to have a Power of Attorney (POA). A Will only takes effect after death, while a POA allows one spouse to make decisions and manage affairs for the other in case of incapacity. This ensures that financial and medical decisions can be made smoothly without the need for court intervention. Having both documents provides comprehensive protection and planning for various life circumstances.