Does your child driver need to be insured on all vehicles listed in your insurance policy?

I believe I understand the meaning of your question and yes the child will be listed to be covered to drive all vehicles in your household. Most insurance companies write one policy for all vehicles in the household as well as all drivers in the home as well. When you provide this information along with the information as to who drives which vehicle mostly. The result of this will be that the vehicles will be rated based on who drives them the most and how far they are driven to school or work. All drivers will be covered to drive all vehicles but the more expensive young drivers will only be rated on the vehicle that they drive most of the time and will not increase the premium of the other vehicles in the home. This gives you the ability to have them drive any vehicle if it becomes necessary for them to drive one of the others if necessary but no increase in premium will occur for short term situations where a young may need to drive another vehicle. Only if it looks to become a long term occurance does it need to be reported to the insurance company.