What plan makes it possible for most people to continue health coverage?

The Consolidated Omnibus Budget Reconciliation Act (COBRA) allows individuals to continue their health coverage after leaving employment or experiencing certain life events, such as a reduction in work hours. Under COBRA, employees can maintain their group health insurance for a limited time, usually up to 18 months, by paying the full premium plus a small administrative fee. This option provides a crucial safety net for those transitioning between jobs or facing unexpected changes in their employment status.