How long does a surviving cancer patient have to wait to get life insurance?

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1199293

2026-08-12 11:40

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Most but not all cancers will have a "postpone period" that starts on the day you complete your cancer treatment.

The postpone period will depend on the type of cancer you had, cancer staging, cancer treatment and the completion of treatment.

Some cancers such as basal cell skin cancer are insurable as soon as treatment is completed.

Other stage 1 or low stage 2 cancers may have postpone periods of 6 months.

Somthing else to keep in mind with cancer life insurance is that many life insurance companies will add a "flat extra" to the cost of your life insurance. Flat extras are temporary and may last 1-10 years.

It is important that you work with an "impaired risk life insurance expert" who can help you get the coverage you need.

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