What obligations are imposed upon the employer by fair credit reporting actof 1968?

The Fair Credit Reporting Act (FCRA) of 1968 imposes several obligations on employers regarding the use of consumer credit reports for employment purposes. Employers must obtain written consent from the employee or job applicant before requesting a credit report and must provide a notice if adverse action is taken based on the report. Additionally, employers are required to inform individuals of their rights under the FCRA and must ensure that any consumer reporting agency used complies with the law. They must also ensure that the information used is accurate and up to date.