What are the rules and penalties for making a Roth 401(k) withdrawal before the age of 59 1/2?

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2026-08-26 08:25

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Withdrawing from a Roth 401(k) before age 59 1/2 may result in a 10 early withdrawal penalty, in addition to income tax on the withdrawn amount. Exceptions include certain hardships, disabilities, or using the funds for qualified education expenses or a first-time home purchase.

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