My step-Dad died and cut me out of his will. Could I have done nay thing about it. My real died in World War 2 and my step-Dad lived on the money that the Army gave to me.
You need to pay a visit to your local or county court house where you can read the will for free. If you have any reason to feel you've been cheated, then you will need to hire a lawyer and take your stepmother to court. As far as the life insurance policy goes, you can check with the insurer, but usually a person can designate whomever they want as the beneficiary of their policy.
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