What is the termination of a life insurance policy due to non-payment of premiums called?

Dear Debbie, I was previously employed for Stiller & Banes Insurance Co. in Atlanta, Ga. We were repsonsible for filing insurance claims and suits for major conglomerations and for personal subscribers such as yourself. A few times in my tenure, I witnessed the cancellation and termination of life insurance policies due to non-payment of premiums. Thre are two types: Those that you may file on a dependent (such as your son, daughter, sister, etc), and those that you may file on a spouse (your husband/wife). Those that are filed on your dependents, (aka, anyone other than a spouse), are called extended claims. Those that are filed on spouses are called civil claims. When payment(s) is/are not received, they are cancelled, and your plan/premium/decadent is known as "Terminally Inactive Due to Non-payment of Premiums of Subscribed Plan".