How do you loan money on Howrse?

After 10 days of you going on howrse each day you can pass gallop #2 if you pass go to the 'Trade' button and go to the auctions and bid on a horse the cheapest ones are 500 equus so make sure you have that kind of money
You have to have a certain amount of seniority, 10 days, I think. Click on BREEDING then on SALES. To bid on a horse, click the magnifying glass and the horse's page will appear. *REFRESH YOUR BROWSER CONTINUALLY TO MAKE SURE YOU HAVE THE HIGHEST BID WHEN THERE ARE 30 OR LESS SECONDS LEFT*