Where can you get tattoo artist insurance?

Specialty types of insurance such as this are best found through a broker. A broker, as distinct from an agent, usually has access to many markets for insurance, and work on behalf of the buyer of insurance. In contrast, historically, an agent works on behalf of one or a couple of insurers and therefore has access to a smaller variety of coverage.

You may have to go to a "surplus lines" company for this kind of coverage. This is an insurer that sometimes writes "odd" sorts of risks that are not insurable through the customary insurance market. You will need to consult a surplus lines broker to deal with a surplus lines insurer.

You must be very careful to make sure that whatever insurer you do use is legitimate. There have been many scams over the years where con artists have set up "fronts" that look like insurers, but which have no financial substance and have no intention of paying claims.

Check with the insurance department of your state to ensure that the company is authorized to transact insurance in the state. If you go through a surplus lines company, there may be a separate entity called a Surplus Lines Service (or Stamping) Office. Surplus lines companies are regulated differently than domestic insurers, however, the regulation that is afforded provides a measure of security.