What type of insurance do you need for a small carpentry business?

Contractors Liability Insurance would protect against damage and injuries that you may cause. Many companies that you do a job for would request an additional insured endorsement which may cost you an extra $100 per endorsement. Blanket additional insured endorsements cost about 3 to 4 times that, and make sense when you are adding more than 4 additional insureds to your policy.

Other coverage that you might want to consider are: Business Personal Property, Loss of Income, Workers Compensation and Commercial Vehicle Coverage.