What does deposits to assets ratio to calculate liquidity mean Are deposits here the ones a bank gives out Or the ones received from other counterparties?

The deposits to assets ratio is a measure of a bank's liquidity, indicating the proportion of its total assets that are funded by customer deposits. In this context, "deposits" refer to the funds received from customers, which the bank uses to generate loans and other investments. A higher ratio suggests better liquidity, as it indicates that a significant portion of the bank's assets is backed by stable funding from depositors. This helps ensure that the bank can meet its short-term obligations.