If you cause a car accident which type of insurance will require you to pay the least out of pocket?

If you cause a car accident, having liability insurance will typically require you to pay the least out of pocket if the damages are covered by the other party's insurance. However, if you have comprehensive and collision coverage as part of your insurance policy, those can help cover your own vehicle's repairs and medical costs, reducing your out-of-pocket expenses. Additionally, uninsured or underinsured motorist coverage can further minimize costs if the other driver lacks sufficient insurance.