Can retirement accounts be garnished in a civil judgment?

In general, retirement accounts such as 401(k)s and IRAs are protected from garnishment in civil judgments due to federal and state laws. However, this protection can vary based on the type of account and the specific circumstances of the judgment. For instance, some creditors may be able to access funds in certain retirement accounts under specific conditions, such as for unpaid taxes or child support. It's important to consult with a legal expert to understand the protections applicable to your situation.