Can the repo company charge you to retrieve your personal items?

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1116393

2026-09-06 17:40

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As I learned last week, yes they can. If you do a search through this website or google, you'll find better verification. From my own searching, there doesn't seem to be any regulation on how much they charge. I was raped for $25/day car storage fee and $10/day per bag (2 bags) personal item fee. They took my car on a Thursday night, the bank couldn't give me any info. on Friday and the repo lot was closed over the weekend. Picking it up on Tuesday cost me $225 just for the storage and personal items. if all your stuff was there and your car wasn't damaged you did just fine my friend some places charge alot more and usually all your good stuff is gone... consider yourself lucky ....very,very lucky!!!!!!! They are not entitled to possess your personal property therefore they have no right to charge you for it...now that does not mean they won't try it is up to you whether you pay it or enforce your rights. Well, it looks to me that they are required by law in CA. to inventory your precious personal property AND to CHARGE you to do so. Might I be wrong??? http://www.leginfo.ca.gov/cgi-bin/displaycode?section=bpc&group=07001-08000&file=7507-7507.13 (f) A disclosure of the charges payable by the debtor to the repossession agency for the storage of the collateral and personal effects from the date of repossession until release of the property from storage. The notice may be given by regular mail addressed to the last known address of the debtor or by personal service at the option of the repossession agency. Yes storage not to retrieve !!!!!!!!!!!!!!!!!!!!!!!!!! Read the question!!!!!!!!!!!!!!!!!!!!!!!!! That law you cite means you have to remove log and store personal property you know actually get up and do something.But it also means if you don't log and store the p.p. i don't have to pay you for it because you didn't do it right?Besides that is only in CA.there are 49 other states in case you didn't know! Most lenders don't want to be responsible for items left in a repo'd auto so it is up to the repoman to retrieve belongings out of the car, which now means that the repo co. is responsible WELL, with responsiblity comes an inventory fee. $75.00 inventory fee plus $25.00 per day storage. The repossession company CAN charge you for their time and their efforts to inventory and store your personals. Charging you for your personals themselves constitutes conversion. Some states have specific law regarding this, so the best way to know for sure is to google it in your state. Unfortunately, calling a lawyer or legal agency won't get you the best answer. Lawyers will say what you want to hear and then tell you to hire them to sue when there may not be a legal leg to stand on, meanwhile, you pay thousands to find out what you could have found out for free on the net. Most legal agencies just plain don't know. As I said, each state is different from another.

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