To determine if a deceased individual had a certificate of deposit (CD), you can start by checking their bank records or financial statements to identify any accounts. Contacting their bank directly is also an option; you may need to provide proof of death and your legal authority, such as being an executor or administrator of the estate. Additionally, reviewing the deceased's personal documents for any statements or account information can be helpful. If necessary, consulting with a probate attorney can assist in navigating the process.
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