Can a creditor garnish wages in New Mexico?

Yes, a creditor can garnish wages in New Mexico, but certain legal procedures must be followed. Typically, a creditor must obtain a court judgment against the debtor before proceeding with wage garnishment. New Mexico law allows for a maximum of 25% of disposable income to be garnished, depending on the debtor's circumstances. Additionally, some income sources, such as Social Security benefits, may be exempt from garnishment.