When can you collect life insurance money after a person dies?

You must complete a claim form & use Death Certificate as proof. Pay-out times vary but can be as fast as a few days.

However, if the polcy is within the first 2 years A.K.A "Contestability Period" or "Suicide Exclusion Period", their may be an investigation by the Life Insurance Company to determine if the policy is eligible for a claim.

IF you are a New York resident or work in New York would like more informaton on Life insurance please e-mail KernInsuranceAgency@gmail.com.