Which health insurance policy provides benefits for specific injuries and illnesses?

A critical illness insurance policy provides benefits for specific injuries and illnesses, typically covering serious conditions such as heart attacks, strokes, and certain cancers. This type of policy pays a lump sum benefit upon diagnosis of a covered illness, helping to cover medical expenses or other financial needs. It's important to note that critical illness insurance is distinct from other types of health insurance, as it focuses on specific, predefined conditions rather than general healthcare expenses.