Do you still owe on a repossession from 10 years ago?

Yes, you may still owe on a repossession from 10 years ago if the debt was not settled or discharged. Typically, creditors can pursue the remaining balance after a repossession, which is known as a deficiency balance. However, the ability to collect on that debt may vary based on state laws and the statute of limitations, which could limit the time a creditor has to pursue collection. It's advisable to check your credit report and consult with a financial advisor or attorney for specific guidance.