Can a trust be used for a refinance?

Yes, a trust can be used for a refinance, but it depends on the lender's policies and the type of trust involved. Many lenders will allow refinancing of properties held in revocable living trusts, as these trusts are often seen as an extension of the individual borrower. However, some lenders may have restrictions or require additional documentation for irrevocable trusts. It's essential to consult with both legal and financial professionals to ensure compliance with all requirements.