Can someone cosign with low credit but has excellent high credit history?

Yes, someone can cosign with low credit if they have an Excellent credit history overall. Lenders often consider the cosigner's overall credit profile, including their payment history and the length of their credit accounts. However, low current credit scores could still impact the lender's decision, as they may view it as a risk. Ultimately, it depends on the lender's policies and the specific circumstances of the individual's credit situation.