Which term refers to disastrous events in nature that affect human life and poverty?

The term that refers to disastrous events in nature affecting human life and poverty is "natural disasters." These events, such as earthquakes, hurricanes, floods, and wildfires, can lead to significant loss of life, displacement, and economic hardship, exacerbating existing vulnerabilities and poverty in affected communities. Natural disasters often strain resources and hinder recovery efforts, making it challenging for individuals and societies to rebuild.