How much should you plan to borrow via a Direct Stafford Loan for your college education?

The amount to borrow via a Direct Stafford Loan for college varies based on your financial needs and the cost of attendance at your institution. For undergraduates, the annual borrowing limit ranges from $5,500 to $12,500, depending on your year in school and dependency status. It's essential to assess your total financial aid package, including grants and scholarships, and to borrow only what is necessary to minimize future debt. Always consider your potential earning capacity after graduation when determining the amount to borrow.