What is the value of an 1895-O Morgan dollar?

As with any coin, the condition (or grade) is vital in determining its value. There are a number of websites and printed references that can assist in grading a coin. Grading is an experience based craft, but there is generally enough differentiation in the lower grades that novices can do okay. Regardless of the grading resource used, be sure they follow the American Numismatic Association's (ANA) standard for grading. Below is a list of values for the coin mentioned above(taken from the December 2006 issue of the Numismatic News Coin Market Price Guide): VG-8: $205 F-12=$260 VF-20=$395 XF-40=$650 AU-50=$1050 MS-60=$1850 MS-63=$7500 MS-65=$220,000