Can a lender report repossession of a discharged auto?

1 answer

Answer

1210402

2026-08-06 13:30

+ Follow

If they repossessed it as part of the bankruptcy (and you didn't get it back), probably yes. However, the bankruptcy itself is a bigger black mark than the repo, especially since it can stay on your credit report longer (up to 10 years after filing, though some bureaus remove Chapter 13 after 7 years; repos only stay for 7 years).

ReportLike(0ShareFavorite

Copyright © 2026 eLLeNow.com All Rights Reserved.