How do you respond to subrogation adjustor demanding payment when you are not at fault?

If a subrogation adjuster is demanding payment and you are not At Fault, calmly explain your position and provide any evidence that supports your claim, such as accident reports or witness statements. Politely assert that since you were not responsible for the incident, you are not liable for the payment. It's advisable to communicate in writing to maintain a clear record of your correspondence and consider consulting with your insurance company or a legal professional for guidance.