How do you stop a scam payday loan from getting more money saying the bill wasn't paid?

To stop a scam payday loan from escalating, first, gather all relevant documentation, including any communications and payment records. Contact your bank to dispute any unauthorized transactions and consider placing a fraud alert on your credit report. Report the scam to the Consumer Financial Protection Bureau (CFPB) and your local attorney general’s office. Lastly, consult a legal professional for advice on how to proceed if the scam continues.