Should you purchase insurance for a cruise?

This is a personal decision. Just like any insurance, it's a waste of money... until you need it. Then, it's the best investment you've ever made! First, review the age and health of your group. If everyone is in pretty good health, your chances are less that a last-minute cancellation will be necessary. Also, evaluate your work schedule and determine if there's going to be a last-minute reason you can't go on your vacation. If you're likely to be pulled away at the last minute, insurance is a great idea! Also, you should know that the cruise line isn't the only company that sells trip interruption or Travel Insurance. If you're working with a travel agent, explore other vendors. Also, you can insure a cruise on your own by shopping around on the internet. Just make sure you check coverage and reimbursement policies. Have a safe voyage!