What can they do if you draw SS and work part time just to make ends meet?

You can draw Social Security retirement benefits while working, but if you earn more than an annual limit in your work (which is $15,480 for 2014), your Social Security benefits may be slightly reduced. The amount of reduction can vary based on if you are under full retirement age, too.

If you are under full retirement age for the entire year, your Social Security payment will be reduced by $1 for every $2 you earn above the annual limit. If you earn below that $15,480 amount, though, you will not face any reduction in SS payments.

If you reach full retirement age in the year, your SS is reduced by $1 for every $3 earned above that annual limit.

Once you reach that full retirement age, you will get full benefits no matter how much you earn.