When do you repay federal loans?

You typically begin repaying federal loans after a grace period, which is usually six months after graduation, leaving school, or dropping below half-time enrollment. However, specific repayment timelines can vary based on the type of loan you have. It's essential to check your loan details for exact repayment terms and options, including deferment or income-driven repayment plans. Always stay informed about your repayment schedule to avoid default.