Yes, debt can be passed on to heirs if it is tied to an estate or trust. When a person dies, their debts must be settled before any assets are distributed to heirs. If a trust is involved, the trustee is responsible for paying off the deceased's debts using trust assets before allocating anything to beneficiaries. However, heirs typically do not inherit personal liability for the deceased's debts unless they co-signed or are otherwise legally obligated.
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