There are a couple considerations:
Yes you can if:
- The shop you chose is not baned by the paying insurance company
- The insurance company approves the repairing shop
- They repairing shop will do the work for the money provided by the insurance company
OR
- You are willing to pay the remaining amount the insurance company wont cover. I have done this to get a shop I trusted but wanted "To Much Money" for the repair.
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