Why is falling neighbors trees your problem?

A tree falling onto your yard from a storm or otherwise is considered an act of god. If your neighbor cut the tree and it fell on your home or fence that would be a different story. But fo the sakeof a giant windstorm coming through and taking down the tree the property line is where you are liable for what has happened. This is consistent in any state. Your neighbor did not intend on the tree falling on your home so it is in sence nobodys fault.