Should you enroll for Medicare 6 months prior to your birthday?

Yes, you should enroll in Medicare during the three months before your 65th birthday to ensure your coverage begins on your birthday. This enrollment period allows you to avoid any potential gaps in coverage and penalties for late enrollment. If you miss this window, you may have to wait for the General Enrollment Period, which could delay your benefits. It's advisable to review your options ahead of time to choose the best plan for your needs.