What is the non-commercial bank?

A non-commercial bank, often referred to as a development bank or a non-profit financial institution, primarily focuses on providing financial services and support for social, economic, or community development rather than generating profit. These banks may offer loans, grants, and financial assistance to underserved populations or projects that aim to improve public welfare, infrastructure, or environmental sustainability. They often operate with a mandate to promote economic development and inclusion, rather than maximizing shareholder returns.