Do you need HSB

Whether you need Health Savings Bank (HSB) depends on your individual financial and healthcare needs. HSB accounts can be beneficial if you have a high-deductible health plan and want to save for medical expenses while enjoying tax advantages. If you anticipate significant healthcare costs or want to build savings for future medical needs, an HSB could be a good option. However, if you have lower healthcare expenses or a different type of insurance, it may not be necessary.