Here is a sample letter for a pay for delete agreement:
Your Name Your Address City, State, Zip Code Date
Debt Collection Agency Name Agency Address City, State, Zip Code
Subject: Pay for Delete Agreement Request
Dear Sir/Madam,
I am writing to propose a pay for delete agreement regarding the debt listed on my credit report. The debt in question is Account Number for the amount of Debt Amount.
I am willing to pay the full amount in exchange for the removal of this negative item from my credit report. This agreement is not an admission of liability for the debt but a mutually beneficial arrangement to resolve the issue.
Upon receipt of the full payment, I kindly request that you promptly remove all negative information related to this debt from all credit reporting agencies. This will help improve my credit score and financial standing.
Please confirm your acceptance of this proposal in writing so that we can proceed with the payment and deletion process. I appreciate your attention to this matter and look forward to resolving it amicably.
Thank you for your cooperation.
Sincerely,
Your Name
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