Are people bacteria or germs

Germs are any pathogenic (disease causing) microorganism. These might be bacteria, or they might be other things. Bacterial cells lack a nucleus. Humans are eukaryotes, whereas bacteria are prokaryotes. So people are not bacteria. People are multicellular, whereas germs are generally considered to be single celled orgamisms (most typically bacteria) or viruses. In that sense people are not germs either.