In homeowners policy the additional coverage Tree and Shrub Replacement will pay?

In a homeowners policy, the additional coverage for Tree and Shrub Replacement typically provides financial reimbursement for the cost of replacing or repairing trees, shrubs, and other landscaping that have been damaged or destroyed due to covered perils, such as fire, vandalism, or severe weather. This coverage often has specific limits and may apply to a certain percentage of the dwelling's value. It's important for homeowners to review their policy to understand the specific terms and limits associated with this coverage.