How long does a charged off credit card stay on your credit report?

Seven (7) years.

Please note, a charge off does not mean a debt is not still valid and collectible by whatever means is available to the creditor/owner of the debt according to the laws of the debtor's state.

Due to the current state of the economy many large credit card issuers have opted using the debt mediation board for defaulted accounts. This means the creditor can shorten the time of legal action by avoiding a civil suit and requesting a decision from the board. However, even if the meditation board finds in favor of the creditor, the creditor must obtain a final writ of judgment from the district court in the state where the debtor resides. After a judgment has been granted the judgment holder can execute it against the debtor in several ways, the preferred method is wage garnishment.