Was born 1960 unemployed need money from IRA what is penalty on 15000 dollars?

If you were born in 1960 and are under 59½ years old, withdrawing $15,000 from your IRA would typically incur a 10% early withdrawal penalty, amounting to $1,500. Additionally, you would owe income tax on the withdrawn amount, which varies based on your tax bracket. If you are facing financial hardship, there may be exceptions that could allow for penalty-free withdrawals, so it's advisable to consult a tax professional for guidance.