Can someone still get denied car financing after making deal on car?

Here is how this works. A dealer agrees to sell you a car at $15,000 you negotiated him down from 19,000. You're getting a good deal.

You ask the bank for money, they tell you no. So you can't buy the car. The bank isn't forced to do anything and if you don't understand this, you really aren't in a situation to buy a car if you really don't know how these things work.

Learn about life, then buy a car. Btw, i'm 21, i own a car that i paid cash for because its hard to get credit with a high debt to income ratio, meaning i have college loans, and a part-time job.

They won't give you money if they think you can't afford it, even if you think/think you know you can.