Would auto insurance be cheaper on a Minivan or SUV?

Because most SUV's are 4-wheel drive vehicles they are more likely to be taken "off-road" or onto terrain that most personal-use vehicles (such as a minivan) are not built to do. A vehicle that is taken off-road has a propensity to be damaged, thefore the probability for a claim is higher. An SUV will cost more to insure than a Minivan. Of course other factors such as value, age of driver, driving history, etc. are also variables when determining car insurance premiums.