What would qualify as an implied warranty in an insurance contract?

An implied warranty in an insurance contract refers to an unspoken, unwritten guarantee that certain conditions or standards will be met by the insurer or insured. For instance, in a property insurance policy, there may be an implied warranty that the property is maintained in a reasonable condition and is not being used for illegal activities. If these implied warranties are breached, the insurer may have grounds to deny a claim. Essentially, these warranties uphold the integrity and mutual obligations of both parties within the contract.