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The primary funding sources for scooters are private medical
insurance, Medicare, and Medicaid. Worker's Compensation insurance
may be another funding source if the scooter is needed as the
result of a workplace injury. Insurance plans will only pay for
scooters and scooter accessories insofar as they are deemed
medically necessary and medical necessity can be an issue in paying
for scooters. Some insurance plans, including Medicare, may deem
scooters not medically necessary for individuals who can walk a
short distance without assistance. Issues of medical necessity may
also exclude coverage of some optional features that would be
beneficial to the individual but which are not deemed necessary.
There may be other limitations on coverage as well, such as
frequency of replacement.Many States offer an Assistive Technology
Alternative Financing Program that help people with disabilities to
qualify for and receive low cost loans to purchase assistive
products or services.
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Another option is buying from an authorized mobility dealer with a
website, such as betterlifemobility. This allows you to see the
entire range of products in their stock and discover which one
satisfies your needs. You can also compare specifications and
different dealers' prices without having to leave your home.
Depending on the current location of the dealer you might be able
to visit the dealership and test the scooter you are interested
in.
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