If your dog mauls your neighbors cat will your insurance pay for the cats medical bills?

Yes, most Homeowners Ins will pay for acts that you or your animals are Liable for. Most Compainies also include a damage to property to others coverage, in the amount of $500. This is a goodwill coverage that is supposed to keep you from being sued for liability coverage. Call your Agent or Company Customer service and ask them about those specific coverages. Good Luck.. If they wont be helpful, call your state insurance commissioner and ask them. That will motivate them without "wasting 25 to 40%" paying a lawyer for coverage you already paid for once!.